In 2026, the FHA loan limit in Shamokin, within the county of Northumberland, PA, is set at $472,030 for a single-family home. The limit for two-unit properties is $604,400, for three units it's $730,525, and for four units, it is $907,900.
The maximum loan allowable for conventional loans on a single-family residence is $726,200. It increases to $929,850 for homes with two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access today’s FHA best rates and compute the necessary down payment, income, credit requirements, reserves, and documentation needed for eligibility.
The Lendersa® calculator empowers you to compare FHA rates and terms with those of all other loan programs. Delve into various loans: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, compared to FHA.
Lendersa® processes extensive data received from thousands of lenders, allowing swift comparisons tailored to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 within Shamokin county, Northumberland, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To compare eligibility criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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