As of 2025, the FHA loan limits for Ralpho county in Northumberland, PA stand at $472,030 for a single-family home. For a 2-unit property, the limit is $604,400, for 3-units, it's $730,525, and for 4-units, the cap reaches $907,900.
For conventional loans, the maximum amount you can borrow on a single-family residence is $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today's top FHA rates and to calculate the necessary downpayment, income requirements, credit scores, reserves, and all needed documentation for qualifying.
The Lendersa® calculator lets you compare FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. It's a useful tool for exploring and contrasting these options.
Lendersa® collects data on loan programs from thousands of lenders and quickly provides comparisons tailored to your unique financial profile.
The Loan Limits Comparison Table for 2025 in Ralpho, within Northumberland, PA, showcases the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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