In 2026, the FHA loan limit for Smithfield, located in Huntingdon, PA, is set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum for a single-family home is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator is available to help you find today’s best FHA rates and determine the downpayment, income, credit, reserves, and documentation required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms along with other lending programs. Evaluate conventional, jumbo, VA, USDA, non-QM, and hard money loans against FHA options.
Lendersa® quickly sources data from numerous lenders and aligns it with your financial profile to suit your needs.
The Loan Limits Comparison Table for 2026 in Smithfield, Huntingdon, PA, shows maximum amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For comparing qualification details like income, reserves, and credit, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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