In 2026, the FHA loan limits for Smithfield county in Monroe, PA, are $472,030 for a single-family home, rising to $604,400 for 2-unit properties, $730,525 for 3-unit homes, and reaching $907,900 for residences with 4 units.
For conventional loans, the maximum loan amounts are $726,200 for single-family homes, $929,850 for 2-units, $1,123,900 for homes with 3 units, and $1,396,800 for properties consisting of 4 units.
Utilize our FHA calculator to uncover today’s optimal FHA rates and figure out the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables you to evaluate FHA rates and terms alongside those of other lending programs. Examine options spanning Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® compiles extensive loan program data from a vast network of lenders, aligning it in seconds against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Smithfield county of Monroe, PA, allows you to examine maximum loan amounts applicable for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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