2026 FHA Loan Limits for South-Franklin, Washington County, Pennsylvania

For 2026, FHA loan limits set in South-Franklin, Washington county, PA, are $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit homes, and $685,400 for four-unit structures.

The maximum for conventional loan amounts on single-family residences is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to explore today’s FHA top rates and determine the required downpayment, income, credit, reserves, and documentation needed for loan qualification.

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Explore Loan Choices in South-Franklin, PA

With the Lendersa® calculator, compare FHA rates and terms against other loan programs like conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This extensive comparison helps select the most fitting option for your financial needs.

Drawing data from thousands of lenders, Lendersa® seamlessly matches it against your unique financial profile and requirements.

Review the Loan Limits Comparison Table for 2026 in South-Franklin, Washington, PA, contrasting FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximum amounts, including hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit criteria.

Loan limits South-Franklin county of Washington, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


South-Franklin FHA Lenders

  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.

  • MJ Mortgage & Tax Services, Inc.
  • 321 Winners Circle, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.

  • THREE RIVERS LENDING
  • 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you

  • KEYSTONE HOME FINANCE LLC
  • 222 Fox Run Drive, Venetia, PA, 15367
  • Lends in Pennsylvania
  • Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise

  • Valley 1st Community Federal Credit Union
  • 815 Schoonmaker Avenue, Monessen, PA, 15062
  • Lends in Pennsylvania
  • Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.

  • Mohsin Mortgage Corp
  • 3075 Washington Pike, Bridgeville, PA, 15017
  • Lends in Pennsylvania
  • Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate

  • American Financial Mortgage Corporation
  • 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241
  • Lends in Pennsylvania
  • American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.

  • METRO ADVISOR GROUP, LLC
  • 1700 North Highland Road, Pittsburgh, PA, 15241
  • Lends in Pennsylvania
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Lyonsgate Funding LLC
  • 3004 Hamilton Street, Jefferson Hills, PA, 15025
  • Lends in Pennsylvania
  • Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc

  • Stonebridge Home Mortgage, llc
  • 100 Cobblestone Court, Oakdale, PA, 15071
  • Lends in Pennsylvania
  • At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage