2026 FHA (Government Loans) Limits for South-Franklin, Washington County, Pennsylvania

For 2026, FHA loan limits set in South-Franklin, Washington county, PA, are $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit homes, and $685,400 for four-unit structures.

The maximum for conventional loan amounts on single-family residences is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Utilize our FHA calculator to explore today’s FHA top rates and determine the required downpayment, income, credit, reserves, and documentation needed for loan qualification.

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Explore Loan Choices in South-Franklin, PA

With the Lendersa® calculator, compare FHA rates and terms against other loan programs like conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This extensive comparison helps select the most fitting option for your financial needs.

Drawing data from thousands of lenders, Lendersa® seamlessly matches it against your unique financial profile and requirements.

Review the Loan Limits Comparison Table for 2026 in South-Franklin, Washington, PA, contrasting FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximum amounts, including hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit criteria.

Loan limits South-Franklin county of Washington, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Lends in Pennsylvania
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.

  • United Mortgage Lending
  • 300 Galleria Officentre, Suite 101, Southfield, MI, 48034
  • Lends in Pennsylvania
  • United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.

  • Central Mortgage Funding LLC
  • 29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
  • Lends in Pennsylvania
  • Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.

  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Lends in Pennsylvania
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners.

    We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.

  • Advantage Mortgage Group
  • 140 Cedar Knoll Rd, Coatesville, PA, 19320
  • Lends in Pennsylvania
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • Lends in Pennsylvania
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423

  • Turbo Mortgage Funding LLC
  • 31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rapid Mortgage Funding
  • 30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
  • Lends in Pennsylvania
  • The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.