In 2026, FHA loan limits in Wharton, Fayette county, PA, are $472,030 for a single-family home; $604,400 for two units; $730,525 for three units; and $907,900 for four units.
For conventional loans, the upper amounts are $726,200 for a single-family residence, $929,850 for two-unit buildings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to view today’s FHA rates, and ascertain your downpayment, income, credit, reserves, and documentation needed to qualify.
Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering data from thousands of lenders, Lendersa® quickly matches it with your unique financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Wharton, Fayette, PA. It highlights FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), plus hard money maximum limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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