In 2026, FHA loan limits for Tobyhanna county in Monroe, PA, are set at $472,030 for a single-family home. For 2-units, they are $604,400, for 3-units, $730,525, and for 4-units, $907,900. These figures are essential for prospective buyers assessing their financial possibilities.
The maximum loan amount for conventional loans on single-family homes is $726,200. For 2-unit properties, it rises to $929,850, increases to $1,123,900 for 3-units, and peaks at $1,396,800 for 4-units, providing a comprehensive overview of conventional financing limits.
Using our FHA calculator, you can check today’s optimal FHA rates, compute the required downpayment, assess income needs, credit score, reserves, and the necessary documentation to qualify for loans. This facilitates efficient planning for potential homebuyers.
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The Lendersa® calculator aids in comparing FHA rates and terms against other loan programs. With it, you can effectively explore and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing a full evaluation of your financing options.
Lendersa® efficiently compiles loan program data from thousands of lenders, providing rapid insights that are matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Tobyhanna county of Monroe, PA, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly evaluate qualification requirements, such as income, reserves, and credit scores, ensuring preparedness in the loan application process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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