In 2026, FHA loan limits for Coolbaugh county in Monroe, PA are set at $472,030 for a single-family home. For properties with 2-units, the limit is $604,400, increasing to $730,525 for 3-units, and $907,900 for 4-units.
The cap for conventional loan amounts on a single-family residence is set at $726,200. Dual-unit properties can go up to $929,850, three-unit dwellings have a limit of $1,123,900, while four units reach $1,396,800.
Our FHA calculator is available to unveil today's top FHA rates and help calculate what is needed for downpayment, income, credit, reserves, and documentation.
Your Lendersa® calculator is a tool to compare the rates and terms of FHA loans versus those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® uses data from thousands of lenders to quickly match with your financial profile and requirements.
In 2026, the Loan Limits Comparison Table for Coolbaugh county of Monroe, PA provides a comprehensive look at how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts compare. For more on requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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