In 2026, the FHA loan cap in Upper-Southampton county of Bucks, PA stands at $431,250 for single-family homes, $552,050 for two-unit properties, $667,350 for three-unit buildings, and $829,350 for those with four units.
As for conventional loans, the highest lending amount on a single-family dwelling is $548,250. For duplexes, it's $702,000, while triplexes go up to $848,500, and for four-unit assets, the limit is $1,054,500.
Our FHA calculator is an essential tool to uncover current top FHA rates. It aids in assessing the required downpayment, understanding income needs, checking credit ratings, managing reserves, and identifying documentation necessary for eligibility.
The Lendersa® calculator helps you to differentiate between FHA rates and terms, alongside a spectrum of loan programs such as Conventional loans, Jumbo, VA, USDA, Non-QM, and even hard money loans.
Leveraging data from thousands of lenders, Lendersa® instantly juxtaposes it against your specific financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Upper-Southampton county, part of Bucks, PA, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum limits. To understand qualification needs such as income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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