In 2025, the FHA loan limit in East-Whiteland county, within Chester, PA, is set at $431,250 for a single-family home. For properties with two units, the limit is $552,050, while three-unit homes are capped at $667,350, and for four-unit residences, the maximum is $829,350.
When it comes to conventional loans, the maximum loan amount for a single-family residence stands at $548,250. For two-unit properties, the ceiling is $702,000, for three units it is $848,500, and for four-unit homes, it reaches $1,054,500.
Make use of our FHA calculator to discover today's best FHA rates and determine the downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those from other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options.
Through data sourced from thousands of lenders, Lendersa® provides a fast comparison against your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in East-Whiteland county of Chester, PA, provides an overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To further assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
