In the year 2026, within White-Deer county, part of Union in PA, the FHA loan limit for a single-family dwelling is $356,362. For two-unit properties, it is set at $456,275, rising to $551,500 for a three-unit building, and capped at $685,400 for four-unit homes.
The highest possible amount for conventional loans on a single-family home is $548,250, for two units it's $702,000, while three units are limited to $848,500, and the four-unit maximum is $1,054,500.
Utilize our FHA calculator to find today’s top FHA interest rates and determine the needed downpayment, income level, credit parameters, reserves, and required documentation to qualify.
The Lendersa® calculator enables a comparison of FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly assimilates loan program information from a multitude of lenders and aligns it with your personal financial profile and needs.
To examine the loan limits for 2026 within White-Deer county, Union, PA, consider the Loan Limits Comparison Table, offering insights for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To gauge qualification criteria such as income, reserves, and credit conditions, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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