2026 FHA loan limit in White-Deer, Union county PA

In the year 2026, within White-Deer county, part of Union in PA, the FHA loan limit for a single-family dwelling is $356,362. For two-unit properties, it is set at $456,275, rising to $551,500 for a three-unit building, and capped at $685,400 for four-unit homes.

The highest possible amount for conventional loans on a single-family home is $548,250, for two units it's $702,000, while three units are limited to $848,500, and the four-unit maximum is $1,054,500.

Utilize our FHA calculator to find today’s top FHA interest rates and determine the needed downpayment, income level, credit parameters, reserves, and required documentation to qualify.

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The Lendersa® calculator enables a comparison of FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® quickly assimilates loan program information from a multitude of lenders and aligns it with your personal financial profile and needs.

To examine the loan limits for 2026 within White-Deer county, Union, PA, consider the Loan Limits Comparison Table, offering insights for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To gauge qualification criteria such as income, reserves, and credit conditions, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

	SFR	2 Units	3 Units	4 Units
FHA	$356,362	$456,275	$551,500	$685,400
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$548,250	$702,000	$848,500	$1,054,500
USDA	$285,000	$285,000	$285,000	$285,000
VA	$548,250	$702,000	$848,500	$1,054,500
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

White-Deer FHA Lenders
(570) 428-3750 Lender's profile and map West Milton State Bank 940 High Street, West Milton, PA, 17886 Lends in Pennsylvania Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(570) 742-3903 Lender's profile and map Pinpoint Federal Credit Union 37 Ferry Ln, Milton, PA, 17847 Lends in Pennsylvania Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
(570) 323-5188 Lender's profile and map WYROPE WILLIAMSPORT FEDERAL CREDIT UNION 1536 Riverside Drive, Williamsport, PA, 17702 Lends in Pennsylvania Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
(570) 271-6060 Lender's profile and map Service 1st Federal Credit Union 1985 Montour Boulevard, Danville, PA, 17821 Lends in Pennsylvania 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
(570) 275-3308 Lender's profile and map Central Susquehanna Community Federal Credit Union 530 E Market Street, Danville, PA, 17821 Lends in Pennsylvania CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
(570) 323-9407 Lender's profile and map West Branch Valley Federal Credit Union 1640 High Street, Williamsport, PA, 17701 Lends in Pennsylvania AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
(570) 327-5263 Lender's profile and map Woodlands Bank 2450 East Third Street, Williamsport, PA, 17701 Lends in Pennsylvania In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
(570) 546-2333 Lender's profile and map PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 Lends in Pennsylvania PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(717) 692-7100 Lender's profile and map Mid Penn Bank 349 Union Street, Millersburg, PA, 17061 Lends in Pennsylvania Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
(570) 784-1660 Lender's profile and map First Columbia Bank & Trust Co. 232 East Street, Bloomsburg, PA, 17815 Lends in Pennsylvania First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.