For 2026, the FHA loan limits in Sabana-Seca county of Toa Baja, PR are set at $385,250 for a single-family home, $493,200 for two units, $596,150 for three units, and $740,850 for four units.
The maximum amounts for conventional loans include $548,250 for a single-family home, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit residences.
Use our FHA calculator to view today’s best FHA rates and check the required down payment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator helps you compare FHA rates with those of other types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently pulls data from thousands of lenders to match with your financial profile.
In 2026, use the Loan Limits Comparison Table for Sabana-Seca county of Toa Baja, PR to assess FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Sabana-Seca FHA Lenders |
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