For 2025, the FHA loan limit in the county of Catano, located within Catano, PR, is set at $356,362 for a single-family home. The limit rises to $456,275 for two-unit properties, $551,500 for three-unit properties, and $685,400 for four-unit buildings.
In terms of conventional loans, the maximum borrowing amount for a single-family residence is $548,250. This amount changes to $702,000 for two-unit, $848,500 for three-unit, and $1,054,500 for four-unit homes.
Our FHA calculator can help you determine the best FHA rates today and evaluate the necessary criteria needed to qualify, such as the down payment amount, required income level, credit score, reserves, and documentation.
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With the Lendersa® calculator, you can compare the rates and terms of FHA loans against those of other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive view.
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For 2025, our Loan Limits Comparison Table in the county of Catano, Catano, PR provides insight into the maximum loan amounts across different options. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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