In 2025, the FHA loan ceiling in Florida county of Florida, PR is set at $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit homes, and $907,900 for properties comprising four units.
Conventional loan limits for a single-family residence reach up to $726,200. For those with two units, the limit extends to $929,850, while for three units it climbs to $1,123,900, and for four units it's capped at $1,396,800.
Utilize our FHA calculator to discover today’s optimal FHA rates and evaluate the required downpayment, income levels, credit credentials, reserves, and documentation for qualification.
The Lendersa® calculator provides a means to juxtapose FHA rates and terms against a wide array of other loan offerings. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® assimilates in-depth loan data from thousands of lenders and efficiently aligns it with your particular financial requirements and profile.
The Loan Limits Comparison Table for 2025 in Florida county, Florida, PR enables comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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