In 2025, the FHA loan limit for Barceloneta county, part of Barceloneta, PR, is $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit buildings.
The cap on conventional loans for a single-family residence is $726,200. This rises to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for residences with four units.
Take advantage of our FHA calculator to find today’s best rates and calculate the necessary downpayment, required income, credit status, reserves, and documentation for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan options. Delve into and contrast Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA alternatives.
Lendersa® accesses comprehensive loan data from thousands of sources, aligning it promptly with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Barceloneta county of Barceloneta, PR facilitates comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
