In 2026, the FHA loan limit in Hacienda-San-José, within Caguas county, PR, is $385,250 for a single home, $493,200 for two units, $596,150 for three units, and $740,850 for four units.
Conventional loan caps are $548,250 for a single-family residence, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to find today’s top FHA rates and determine requirements for downpayment, income, credit, and reserves for qualification.
Lendersa® helps you compare FHA rates with other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® gathers data from numerous lenders and compares it swiftly to fit your financial profile.
Our 2026 Loan Limits Table in Hacienda-San-José, Caguas, PR allows comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money limits. Assess income, reserves, and credit needs with Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Hacienda-San-José FHA Lenders |
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