For 2026, the FHA loan limits within Cidra county of Cidra, PR are set as follows: $472,030 for single-family homes, $604,400 applicable to two-unit dwellings, $730,525 for properties with three units, and $907,900 for four-unit buildings.
The highest loan amounts for conventional mortgages stand at $726,200 for one-unit residences, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Leverage our FHA calculator to access today's top FHA rates and to determine necessary components such as down payments, income levels, credit requirements, reserves, and documentation required for qualification.
The Lendersa® calculator provides the ability to evaluate FHA rates and terms against other loan program offers. Research and compare various options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering data from countless lenders, Lendersa® enables users to match loan programs efficiently to their specific financial profiles and requirements.
The Loan Limits Comparison Table for 2026 in Cidra county, Cidra, PR, enables a side-by-side review of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to measure qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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