In 2026, the FHA loan limit in Lajas county of Lajas, PR, is established at $472,030 for single-family homes. For two-unit residences, the limit is $604,400. It increases to $730,525 for properties with three units and reaches $907,900 for those with four units.
Regarding conventional loans, the highest loan amount for a single-family property is $726,200. This extends to $929,850 for two-unit structures, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Make use of our FHA calculator to explore today’s most competitive FHA rates, determining the necessary down payment, income criteria, credit essentials, reserves, and required documentation to qualify.
The Lendersa® calculator offers comparisons of FHA rates and terms against other loan programs, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans. Investigate and contrast these with FHA options.
Lendersa® gathers extensive loan data from numerous lenders, swiftly aligning it with your financial profile and unique needs.
Refer to the Loan Limits Comparison Table for 2026 in Lajas county of Lajas, PR to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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