As of 2026, the FHA loan threshold in Puerto-Real county, Cabo Rojo, PR is defined as $356,362 for single-family residences, $456,275 for two-unit homes, $551,500 for three-unit homes, and a maximum of $685,400 for properties with four units.
For conventional loans, the highest allowable amount for a single-family dwelling is $548,250. For properties with two units, it's set at $702,000, while for three units the limit is $848,500, extending to $1,054,500 for four units.
Tap into our FHA calculator to access today's optimal FHA rates. Assess the required down payment, income, credit status, reserves, along with necessary documents to ensure eligibility.
The Lendersa® Calculator facilitates comparisons between FHA rates and terms and other loan program options. Examine and contrast different loan categories, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® gathers and processes data from a multitude of lenders, adapting it rapidly to match your financial profile and objectives.
Our Loan Limits Comparison Table for 2026 in Puerto-Real county, Cabo Rojo, PR allows you to weigh maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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