For 2025, in Lares county of Lares, PR, the FHA loan limit is $472,030 for a single-family home. It progresses to $604,400 for two units, $730,525 for three units, and up to $907,900 for four-unit properties.
In terms of conventional loans, the highest amount for a single-family residence is $726,200, increasing to $929,850 for 2-units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to explore today's best FHA rates and assess the downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms against other loan program options. Explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® quickly gathers data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lares county of Lares, PR lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to match qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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