For 2025, in San-Sebastián county of San Sebastián, PR, the FHA loan limits are as follows: $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for 3 units, and $685,400 for homes with 4 units, ensuring flexibility for various dwelling sizes.
The maximum amounts for conventional loans on a single-family residence are $548,250. For two-unit properties, the cap is $702,000, for those with three units, $848,500, and for four units, it reaches $1,054,500. Understanding these limits is key for planning your mortgage finance options accordingly.
Make use of our FHA calculator to view the best FHA rates available today, helping to determine the required down payment, income, credit, reserves, and documentation necessary for qualifying. This tool aids in simplifying the complex landscape of mortgage requirements.
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The Lendersa® calculator allows comprehensive comparisons of FHA rates and terms to those from other loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a broad perspective to help make well-informed decisions suited to your financial profile.
Drawing data from thousands of lenders, Lendersa® matches this information swiftly to your unique financial needs and circumstances, offering rapid and individualized loan insights.
For 2025, check the Loan Limits Comparison Table for San-Sebastián county of San Sebastián, PR to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To examine specific qualification criteria such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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