In 2026, the FHA loan limit in Mayagüez county of Mayagüez, PR is $472,030 for a single-family home, with limits of $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans have a max of $726,200 for a single-family residence, moving up to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to access today’s top FHA rates and understand the downpayment, income, credit, reserves, and documents needed for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers data from thousands of lenders and evaluates it against your specified financial profile and needs.
The 2026 Loan Limits Comparison Table for Mayagüez county of Mayagüez, PR shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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