In the year 2025, the FHA loan limit for Penuelas county in Penuelas, PR stands at $356,362 for a single-family home. It increases to $456,275 for two-unit dwellings, $551,500 for three-unit buildings, and $685,400 for properties with four units.
When it comes to conventional loans, the highest loan amount allowed on a single-family residence is $548,250, going up to $702,000 for 2-unit properties, $848,500 for 3-unit homes, and $1,054,500 for a four-unit dwelling.
Utilize our FHA calculator to find the most competitive FHA rates available today and determine the necessary downpayment, income levels, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator gives you the capability to compare FHA rates and terms alongside all other loan program options. Compare FHA loans with Conventional, Jumbo, VA, USDA, Non-QM, and alternative hard money loans.
Lendersa® aggregates comprehensive loan program data from numerous lenders and efficiently matches it to your unique financial profile and needs in a matter of seconds.
The Loan Limits Comparison Table for 2025 in Penuelas county, Penuelas, PR, compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification criteria such as income, reserves, and credit specifics, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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