In 2025, the FHA loan limits for Ponce county, Ponce, PR set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums for single-family homes are $726,200. For two-unit properties, it's $929,850, for three units $1,123,900, and for four units $1,396,800.
Use our FHA calculator to explore today's best FHA rates and identify the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly matches data from thousands of lenders to your financial profile and needs.
The 2025 Loan Limits Comparison Table for Ponce county, Ponce, PR, helps evaluate maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualifications involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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