In 2025, the FHA loan limit in Toa-Alta county, Toa Alta, PR for a single-family home is $385,250, increasing to $493,200 for 2-units, $596,150 for 3-units, and $740,850 for 4-units.
The maximum loan amount for conventional loans is $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to view today’s optimal FHA rates and determine necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator compares FHA rates and terms with those of other loan programs. Explore options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® aligns it with your financial profile quickly.
The Loan Limits Comparison Table for 2025 in Toa-Alta county, Toa Alta, PR allows you to compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification requirements, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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