In 2026, the FHA loan limit in Brenas county of Vega Alta, PR is set at $385,250 for single-family homes. The limit rises to $493,200 for two-unit properties, $596,150 for three-unit homes, and $740,850 for four-unit buildings.
The maximum for conventional loans on a single-family residence is $548,250. This increases to $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit structures.
Make use of our FHA calculator to find today’s best FHA rates, calculating essential elements like downpayment, income needs, credit requirements, reserves, and necessary documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against a wide range of other loan programs. Delve into and compare options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, efficiently matching it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Brenas county, Vega Alta, PR enables you to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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