During 2025, the FHA loan cap in Galateo, nestled in Toa Alta county of PR, is set at $472,030 for a single-family house, $604,400 for duplexes, $730,525 for three-unit complexes, and $907,900 for four-unit properties.
For a conventional loan on a single-family dwelling, the maximum is $726,200, moving up to $929,850 for two-family units, $1,123,900 for triple units, and $1,396,800 for quadplexes.
Utilize our FHA calculator for today's best FHA rates and to assess downpayment, income, credit score, reserves, and document requirements for qualification.
The Lendersa® tool lets you compare FHA conditions with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from thousands of lenders, aligning offers with your particular financial situation and needs.
The Loan Limits Table for 2025 in Galateo within Toa Alta, PR, provides a comparative review of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan restrictions. For a detailed comparison of income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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