During 2026, FHA loan limits in Allendale county, Allendale, SC are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The conventional loan maximum on a single-family residence is $726,200. For a two-unit property, it’s $929,850, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to explore today’s best FHA rates and determine the necessary downpayment, as well as income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs. Explore and assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with the FHA.
Lendersa® gathers comprehensive loan program data from an extensive array of lenders, quickly matching it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Allendale county, Allendale, SC includes details for maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare criteria like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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