2026 FHA (Government Loans) Limits for Barnwell, Barnwell County, South Carolina

In the year 2026, the FHA loan limits in Barnwell county, Barnwell, SC are set at $472,030 for a single-family home. For buildings with two units, the limit is $604,400; for three-unit premises, it's $730,525, and the cap for four-unit structures is $907,900.

Conventional loan ceilings are $726,200 for a single-family residence, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for residences with four units.

Leverage our FHA calculator to view today's top FHA rates and ascertain the downpayment, income, credit score, reserves, and documents required for qualification.

Explore loan offers from 100 lenders

Check out your loan options in Barnwell, SC

The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan offerings. Investigate and weigh options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans in comparison to FHA.

Lendersa® aggregates vast amounts of loan program data from thousands of lenders, allowing for prompt alignment with your particular financial profile and needs.

The Loan Limits Comparison Table for 2026 within Barnwell county of Barnwell, SC, permits assessment of maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate eligibility criteria like income, reserves, and credit score, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Barnwell county of Barnwell, SC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Barnwell FHA Lenders

  • PREFERRED MORTGAGE FINANCIAL
  • 122 S. Congress St., Allendale, SC, 29810
  • Lends in South Carolina
  • Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Lends in South Carolina
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • Lends in South Carolina
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Kwest Mortgage Group, LLC
  • 1725 St Matthews Rd, Orangeburg, SC, 29118
  • Lends in South Carolina
  • Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound

  • SRP Federal Credit Union
  • 1070 Edgefield Road, North Augusta, SC, 29860
  • Lends in South Carolina
  • Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options

  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • Lends in South Carolina
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.

  • Empire Mortgage, LLC
  • 518 East Main St, Suite 3, Lexington, SC, 29072
  • Lends in South Carolina
  • Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.

  • Bradford Home Loans
  • 925 East Main Street, Suite B & D, Lexington, SC, 29072
  • Lends in South Carolina
  • Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.

  • Integrite First Mortgage LLC
  • 112 Jocassee Trace, Lexington, SC, 29072
  • Lends in South Carolina
  • Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity

  • Digital Mortgage LLC
  • 108 King Lees Court, Lexington, SC, 29072
  • Lends in South Carolina
  • At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options