In 2026, the FHA loan limits for Bamberg county in Bamberg, SC, are $472,030 for a single-family home, with limits rising to $604,400 for two units, $730,525 for three-unit properties, and $907,900 for four-unit residences.
The maximum for conventional loans on a single-family home is $726,200, increasing to $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find the best FHA rates today and determine what downpayment, income, credit, reserves, and documents you need to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Look into and distinguish among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® gathers comprehensive loan program data from thousands of lenders to make quick comparisons against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bamberg county of Bamberg, SC facilitates comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. For qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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