In the year 2025, the limit for FHA loans within Orangeburg county, part of Orangeburg, SC, is specified as $472,030 for a single-family home. For properties with two units, the allowable loan limit rises to $604,400. If a home contains three units, this limit extends to $730,525, and for those comprising four units, it further increases to $907,900. These limits provide essential guidance to potential buyers or refinancers on the maximum amount of financing available under FHA guidelines, helping them make informed decisions.
Conversely, when exploring conventional loan options, the maximum amount you can borrow for a single-family residence is $726,200. This amount adjusts as the number of units increases, allowing for $929,850 for two-unit housing, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit properties. These values delineate the borrowing thresholds under conventional mortgage standards, providing a clear picture of what can be financed based on property size.
To better understand the current best FHA rates available, along with the necessary down payments, income requirements, credit rating, reserves, and documents needed to qualify, use our FHA calculator. It is designed to clarify what is needed for a successful application process.
Investigate and compare a wide range of loan offers from a diverse selection of 100 lenders, empowering you to find the optimal loan solution tailored to your specific financial circumstances and housing goals.
The Lendersa® calculator is adept at facilitating comparisons between FHA rates and conditions alongside those from numerous other loan programs. By exploring Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans, you can effectively determine which program aligns best with your financial situation.
Lendersa® efficiently gathers expansive loan program data from thousands of lenders, effortlessly tailoring comparisons to meet your exact financial needs and personal profile. This allows for swift and accurate assessments.
Our Loan Limits Comparison Table for 2025 in the Orangeburg county within Orangeburg, SC, thoroughly compares maximum amounts for loans such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth evaluation of qualification criteria like income, reserves, and credit, utilize the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™). It supports critical decision-making by aligning your profile with the requirements of diverse loan options.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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