For the year 2025, the FHA loan limits in Central county of Pickens, SC are as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit residences, and for homes with 4-units, the limit is set at $907,900.
The highest loan amount for conventional mortgages on a single-family residence is $726,200. For two-unit properties, the limit rises to $929,850, for three units it stands at $1,123,900, and for those with four units, the maximum loan is $1,396,800.
Utilize our FHA calculator to view today's top FHA rates and figure out the needed downpayment, required income, credit score, reserves, and the necessary documents for qualification.
The Lendersa® calculator is designed to provide comparisons of FHA rates and terms against those of other loan programs. Check and contrast various options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® amasses loan program data from a multitude of lenders and swiftly aligns it with your personal financial profile and specific needs.
By using the Loan Limits Comparison Table for 2025 in Central county of Pickens, SC, you can equate the highest allowable amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria such as income, reserves, and credit evaluation, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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