For the year 2025, the FHA loan threshold in the county of Clemson, within Pickens, SC, is $472,030 for single-family homes. If you're considering 2-unit homes, the limit is $604,400; for homes with 3-units, $730,525; and for those with 4 units, the maximum is $907,900.
For conventional loans, the highest loan amount on a single-family property is $726,200. For properties with 2 units, this limit is $929,850; it increases to $1,123,900 for 3 units, and rises to $1,396,800 for homes with 4 units.
Employ our FHA calculator to view the best FHA rates available today and understand the downpayment, income, credit, reserves, and necessary documents required to qualify.
With the Lendersa® calculator, you can easily juxtapose FHA rates and terms with those from other loan programs. Investigate and compare various options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently retrieves loan program data from a multitude of lenders and then matches it to your individual financial profile and requirements within seconds.
The Loan Limits Comparison Table for 2025 in Clemson county, part of Pickens, SC, outlines the maximum loan amounts for differing loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare and assess qualification needs such as income, personal reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
