In the year 2026, within the jurisdiction of Pendleton county, part of Anderson, SC, the FHA loan limits are as follows: $472,030 for a single-family home, expanding to $604,400 for two-unit buildings, $730,525 for three units, and reaching $907,900 for homes with four units.
The conventional loan ceilings are $726,200 for single-family residences. For two-unit homes, the limit is $929,850, escalating to $1,123,900 for three units, and reaching up to $1,396,800 for properties with four units.
Utilize our FHA calculator to discover today’s top FHA rates and determine required downpayment, as well as evaluate necessary income, credit, reserves, and documentation for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those from various other loan options. Investigate and contrast offerings such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA programs.
Drawing from a wealth of data from thousands of lenders, Lendersa® efficiently aligns these offerings with your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Pendleton county, Anderson, SC, encompasses the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria, including income, reserves, and credit, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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