For 2026, the FHA loan limits in Cheraw county, Chesterfield, SC are $472,030 for a single-family home; $604,400 for two-unit homes; $730,525 for three units; and $907,900 for four-unit properties.
The maximum available for conventional loans on a single-family house is $726,200. It increases for two units to $929,850, three units to $1,123,900, and reaches $1,396,800 for four-units.
Use our FHA calculator to check today’s top FHA rates and evaluate required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows for a comparison of FHA rates and terms with those of all other loan programs. Analyze options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws data from thousands of lenders and provides a quick comparison against your individual financial profile and needs.
Loan Limits Comparison Table for 2026 in Cheraw county, Chesterfield, SC offers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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