In 2026, the FHA loan limits for Darlington county in Darlington, SC are set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while for three units it is $730,525, and $907,900 for four-unit dwellings.
The maximum amount for conventional loans on a single-family residence is $726,200. For two units, this amount reaches $929,850, for three-unit properties it is $1,123,900, and for four-unit structures, the limit rises to $1,396,800.
Utilize our FHA calculator to view today's best FHA rates and assess the downpayment, income, credit requirements, reserves, and documents needed to qualify for these loans.
Lendersa® calculator facilitates comparisons between FHA rates and all other loan programs, allowing you to explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders, swiftly aligning it with your unique financial profile and requirements for an accurate comparison.
The Loan Limits Comparison Table for 2026 in Darlington county, Darlington, SC outlines maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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