For 2026, the FHA loan ceiling in Hartsville county, part of Darlington, SC, allows up to $472,030 for single-family homes. For houses comprising two units, the limit is $604,400, for three-unit residences it's $730,525, and for those with four units, the cap reaches $907,900.
Regarding conventional loans, the upper limit for a single-family dwelling is $726,200. Buildings with two units have a cap of $929,850, three-unit homes are limited to $1,123,900, and four-unit properties can finance up to $1,396,800.
Our FHA calculator helps you access today’s top FHA rates and figure out necessary elements like the downpayment, income, credit, reserves, and documents needed for qualifying.
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The Lendersa® calculator is designed to allow comparison of FHA rates and terms alongside those of other loan styles. Explore a wide range that includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for 2026 in Hartsville county, which is in Darlington, SC, facilitates comparison of maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria such as income levels, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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