In the year 2026, the FHA loan limit for Clearwater county in Aiken, SC is set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
The limit for conventional loans on a single-family residence is set at $726,200, while for two units the limit is $929,850, $1,123,900 for three units, and $1,396,800 for four units.
Leverage our FHA calculator to find today’s best FHA rates and assess the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator offers the ability to compare FHA rates and terms with those of other loan programs. Delve into and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers loan program data from numerous lenders, efficiently comparing it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Clearwater county, Aiken, SC illustrates FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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