In 2026, the FHA loan limits set for North-Augusta county within Aiken, SC, are outlined as follows: for a single-family home, the maximum allowable loan is $356,362. If your property includes two units, the limit increases to $456,275. For residences with three units, the amount further extends to $551,500, and for four-unit homes, it rises to $685,400. These established limits are critical for homebuyers using FHA loans, as they dictate the upper financial boundary when purchasing or refinancing various sized homes.
Concerning conventional loans, the highest possible loan for a single-family dwelling is $548,250. For homes with two units, the ceiling ascends to $702,000. If the property comprises three units, the limit increases to $848,500, and for those with four units, it reaches $1,054,500. Knowing these figures helps borrowers assess how much financing they can secure through conventional loan mechanisms depending on the property’s specific configuration.
To discover today's best FHA rates and understand the required down payment, income levels, credit score, reserves, and documentation for loan eligibility, utilize our FHA calculator. This tool is designed to provide clear guidance throughout the loan process, ensuring that all necessary criteria are clearly understood and met.
Investigate and compare a diverse range of loan offers from 100 various lenders, ensuring you have a comprehensive understanding and access to the best financing options available for your situation.
The Lendersa® calculator offers a thorough means to compare FHA loan rates and terms with those offered by other loan programs. This includes an extensive examination across numerous financing avenues, such as Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM opportunities, and hard money loans, alongside FHA options. Such comparisons are beneficial for identifying the best loans tailored to your financial objectives and needs.
Lendersa® aggregates comprehensive loan information from thousands of lenders, promptly aligning offers with your unique financial profile, thus enabling well-informed and precise decisions.
Our extensive Loan Limits Comparison Table for 2026 in North-Augusta county of Aiken, SC, enables a detailed comparison of maximum loan amounts across various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeply into the nuance of qualification criteria like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) serves as a comprehensive tool to guide you through these complex requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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