In 2026, within Graniteville county of Aiken, SC, FHA loan limits are designated as $472,030 for a single-family home, increasing to $604,400 for 2-unit structures, $730,525 for 3-unit properties, and topping out at $907,900 for 4-unit buildings.
As for conventional loans, the maxima are $726,200 for a single-family home, escalating to $929,850 for properties with two units, $1,123,900 for three-unit complexes, and culminating at $1,396,800 for four-unit residences.
Make use of our FHA calculator to access the best FHA rates available today and determine the necessary downpayment, required income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from a broad spectrum of lenders to match it swiftly with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Graniteville county, Aiken, SC offers a comparative view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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