For the year 2026, the FHA loan limits in the county of Greenwood, part of Greenwood, SC, stand at $472,030 for a single-family home. If you're considering properties with two units, the limit is $604,400. For three-unit homes, you can borrow up to $730,525, and for four-unit properties, the maximum extends to $907,900.
When it comes to conventional loans, the maximum loan amount for a single-family residence is $726,200. For residences with two units, the limit increases to $929,850, goes up to $1,123,900 for three units, and reaches $1,396,800 for four-unit properties.
Use our FHA calculator to help determine today's best FHA rates, along with the necessary down payment, income, credit, reserves, and documentation requirements to qualify for a loan.
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With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Delve into your options, exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
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The Loan Limits Comparison Table for 2026 in Greenwood, Greenwood, SC provides a side-by-side look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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