In 2026, the FHA loan limits established for Clinton county, within Laurens, SC are as follows: for a single-family residence, it is $472,030; for properties with two units, the limit is $604,400; for structures with three units, it rises to $730,525; and for four units, the maximum allowed is $907,900.
When it comes to conventional loans, the highest amount you can borrow for a single-family home is $726,200. The lending ceiling increases to $929,850 for duplexes, $1,123,900 for triplexes, and reaches $1,396,800 for four-unit buildings.
Make use of our FHA calculator to check the best current FHA rates and to ascertain the downpayment, income requirements, credit standing, reserves, and the documentation needed for loan qualification.
The Lendersa® calculator allows you to assess FHA rates alongside every other loan program’s rates and features. Delve into and compare an array of loans such as Conventional, Jumbo, VA, USDA, Non-QM, and notably, hard money loans, with those under the FHA umbrella.
Lendersa® collects detailed loan program information from thousands of lenders, swiftly evaluating it tailored to your own financial state and demands.
The Loan Limits Comparison Table, relevant for 2026, in Clinton county of Laurens, SC, allows you to assess maximum loan thresholds for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To better compare qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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