In the year 2026, the FHA loan limit for Laurens county, Laurens, SC is $472,030 on a single-family home, with limits rising to $604,400 for two-unit properties, $730,525 for three units, and reaching $907,900 for four-unit structures.
For conventional loans, the maximum loan value is $726,200 for a single-family residence. For two units, the amount reaches $929,850, and it increases to $1,123,900 for three units, capping at $1,396,800 for four-unit properties.
Our FHA calculator allows you to find today's best FHA rates and calculate the necessary downpayment, income, credit levels, reserves, and paperwork required for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from a vast array of lenders to instantly tailor comparisons based on your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Laurens county, Laurens, SC displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualifications such as required income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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