For the year 2025, if you are considering an FHA loan, the limit in the county of Mauldin, part of Greenville, SC, is currently set at $472,030 for a single-unit dwelling. This increases to $604,400 for properties with two units, $730,525 if you have three units, and $907,900 for four-unit residences. These figures indicate the maximum amounts available under FHA guidelines.
Meanwhile, for conventional loans, the maximum permissible loan amount for a single-family residence is $726,200. Moving up to larger properties, this limit expands to $929,850 for homes with two units, $1,123,900 for three-units, and tops out at $1,396,800 for properties with four units. These limits define how much one can leverage when opting for a conventional loan, varying by the number of units.
To determine today's most competitive FHA rates and to evaluate what downpayments, credit ratings, income, reserves, and documentation you'll need to qualify, utilize our user-friendly FHA calculator. It's designed to provide you with the answers needed effectively.
Browse and compare from a wide selection of loan offers provided by 100 different lenders, which gives you a comprehensive view of available options tailored to your circumstances and preferences.
The Lendersa® calculator is an essential tool that allows for a detailed comparison between FHA loans and various other loan program offerings, all in terms of their rates and conditions. Dive deep to explore and compare them with other options like Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and even hard money loans alongside FHA solutions. This comprehensive assessment enables potential borrowers to make an informed decision that aligns with their financial profiles.
Furthermore, by gathering extensive data from an expansive network of thousands of lenders, Lendersa® quickly tailors loan program comparisons to meet your unique financial needs and personal requirements, providing insights with remarkable efficiency.
Our Loan Limits Comparison Table for 2025, pertinent to Mauldin county within Greenville, SC, presents a side-by-side comparison of maximum lending amounts for a broad array of loan types. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan programs. For those wishing to compare specific qualification requirements, such as necessary income levels, reserve amounts, and credit scores, we recommend using the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This tool is especially helpful in aligning your capabilities with the demands of different loan programs, thus simplifying the qualification process and ensuring borrowers find the most suitable financing options available.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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