In 2025, the FHA loan limit for Wade-Hampton county within Greenville, SC, is defined as $356,362 for single-family homes. For properties consisting of two units, the limit increases to $456,275. If a property comprises three units, the cap is extended to $551,500. For those with four units, it rises to $685,400. These limits are designed to help guide potential homeowners and refinancers by setting clear financing limits available under FHA guidelines.
For conventional loans, the maximum loan amount on a single-family home is $548,250. This amount is raised to $702,000 for two-unit properties, to $848,500 for three-unit residences, and extends to $1,054,500 for homes with four units. Understanding these figures is crucial for borrowers planning their financial strategy and evaluating their potential borrowing capacity through conventional mortgage channels.
Use our FHA calculator to uncover the best FHA rates available today and calculate the necessary downpayment and requirements such as income, credit, reserves, and documentation needed for qualification. It's an essential tool that offers clear insights into what is required to meet FHA loan criteria.
Explore a wide selection of loan offers from 100 different lenders, ensuring a comprehensive understanding of the options that are available and which may best suit your financial circumstances.
The Lendersa® calculator empowers you to compare FHA loan rates and terms with a diverse range of other available lending programs. Dive into various options, including Conventional loans, Jumbo loans, VA loans, USDA programs, Non-QM, and hard money loans, alongside FHA. This thorough exploration allows you to select the most favorable loan path aligned with your financial needs.
Lendersa® accesses a vast array of loan program data from thousands of lenders and swiftly compares this information to your specific financial profile and personal needs, facilitating a quick and tailored loan matching process.
Our Loan Limits Comparison Table for 2025, applicable to Wade-Hampton county in Greenville, SC, offers a detailed comparison of maximum loan amounts across various programs, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To inspect qualification requirements concerning income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive analytic view.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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