In 2026, the FHA loan limits set within the county of Simpsonville in Greenville, SC, are detailed as follows: for single-family homes, the limit is established at $472,030. For properties containing two units, this amount increases to $604,400. If the property consists of three units, the loan ceiling is extended to $730,525, and when it comes to four units, the maximum is $907,900. These limits provide crucial guidance for potential homebuyers about the maximum financing available under FHA rules, helping them plan their budget.
With regard to conventional loans, the maximum amount one can borrow for a single-family residence is $726,200. For homes that include two units, this figure is raised to $929,850. For three-unit properties, it increases to $1,123,900, and for properties with four units, the ceiling reaches $1,396,800. Understanding these values is critical for buyers exploring what conventional financing can accommodate, based on the property size and structure.
To uncover the best FHA rates currently available and to determine necessary factors like down payment, income, credit evaluation, reserves, and the needed documentation for qualifying, try using our FHA calculator. This tool is designed to provide detailed insights into what borrowers require to enable a smooth loan application process.
Check out and compare loan offers from a selection of 100 different lenders, ensuring you have a comprehensive understanding of the available choices, some of which may perfectly suit your financial needs.
The Lendersa® calculator is a robust tool that enables you to compare the terms and rates of FHA loans against a variety of other loan programs. It allows a thorough exploration of your options, including Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM products, and hard money loans, alongside FHA. This exhaustive comparison process helps in identifying the best financing options for your specific needs.
Equipped with data from thousands of lenders, Lendersa® swiftly evaluates and aligns these offers with your unique financial profile, providing comparative insights and facilitating an informed loan selection process.
Our Loan Limits Comparison Table for 2026 in Simpsonville county, part of Greenville, SC, provides a detailed side-by-side assessment of possible maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For those requiring an understanding of qualification criteria—such as income, reserves, and credit requirements—using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) will guide you efficiently through the qualification maze, ensuring you're well-prepared and informed.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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