In 2026, the FHA loan limits in Pickens county, Pickens, SC are $472,030 for a single-family home, with limits extending to $604,400 for two units, $730,525 for three-unit buildings, and $907,900 for four units.
For conventional loans, the ceiling on a single-family dwelling is $726,200, rising to $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Use our FHA calculator to find today’s top FHA rates and figure out the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator facilitates comparison between FHA rates and those of various other loan offerings. Examine and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA selections.
Lendersa® sources detailed loan program data from numerous lenders, making rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 within Pickens county, Pickens, SC, provides insight into maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements, including income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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