For 2025, the FHA loan limits within Red-Hill county, part of Horry, in SC are as follows: a single-family property can be financed up to $356,362. Duplex properties have a maximum of $456,275, while triplex homes cap at $551,500. For four-unit residences, the limit is $685,400.
When it comes to conventional loans, the upper limit for a single-family dwelling is set at $548,250. Properties with two units can be financed up to $702,000. If you own a three-unit home, the maximum loan amount is $848,500, and for buildings with four living spaces, it's $1,054,500.
Utilize our efficient FHA calculator to uncover the best FHA rates available today and determine the necessary downpayment. Additionally, you can evaluate the required income, credit standing, reserves, and essential documentation to successfully qualify for financing.
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The Lendersa® calculator is an outstanding tool for comparing the rates and terms of FHA loans with those of all other available loan programs. You can delve into a wide range of options, including Conventional loans, Jumbo loans, VA loans, USDA programs, Non-QM products, as well as hard money loans, effectively comparing them with FHA loans.
With its access to loan data from thousands of lenders nationwide, Lendersa® quickly evaluates these offerings against your distinct financial situation and needs, providing insights in mere seconds.
A comprehensive Loan Limits Comparison Table is available for 2025 in Red-Hill county of Horry, SC, helping you assess maximum loan amounts across a spectrum of loans. These include FHA, Conventional Conforming, Jumbo, USDA, and VA loans, along with Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualification requirements such as income, reserves, and credit scores, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an indispensable resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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