In 2026, the FHA loan limit for the county of Socastee, in Horry, SC, is $472,030 for a single-family home. For properties with two units, this limit rises to $604,400. For homes with three units, it increases to $730,525, and for four-unit properties, it goes up to $907,900. These limits set the maximum borrowing amounts under FHA terms based on property type.
Conventional loans have different maximum loan amounts. For a single-family residence, it’s $726,200. For a two-unit home, the cap is $929,850, then $1,123,900 for three units, and $1,396,800 for four units. These figures define the upper borrowing capacity through conventional loan structures.
To find today's best FHA rates and qualify, use our FHA calculator to determine required down payments, income, credit, reserves, and needed documents.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Dive into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® quickly compiles data from thousands of lenders, aligning this information with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Socastee county of Horry, SC, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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