In the year 2026, FHA loan limits for Surfside-Beach within Horry, SC, are set at $356,362 for a single-family dwelling. The limit rises to $456,275 for two units, $551,500 for three units, and caps at $685,400 for a four-unit structure.
For conventional loans, the maximum amounts are $548,250 for a single-family home, escalating to $702,000 for two units, to $848,500 for three, and reaching $1,054,500 for four-unit buildings.
Utilize our FHA calculator to access today's top FHA rates; it also helps calculate the needed downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator allows you to compare FHA terms with various other loan programs. Juxtapose and contrast options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with the FHA offerings.
With Lendersa®, data from thousands of lenders is processed quickly to match your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Surfside-Beach county of Horry, SC, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification needs, including income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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