For 2026, the FHA loan limits in Ridgeland, Jasper of SC are set at $485,300 for a single-family home, $621,250 for two-unit buildings, $750,950 for three-unit homes, and $933,300 for properties with four units.
The conventional loan ceiling for a single-family dwelling is $726,200. This increases to $929,850 for homes with two units, $1,123,900 for three-unit properties, and $1,396,800 for buildings with four units.
Utilize our FHA calculator to view today’s best FHA rates, and understand the required downpayment, income, credit, reserves, and documentation needed for qualification.
Lendersa®'s calculator allows comparisons of FHA rate and terms with those of other loan programs. Delve into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Armed with loan information from numerous lenders, Lendersa® efficiently analyzes this in relation to your financial needs and profile within seconds.
Review the Loan Limits Comparison Table for 2026 in Ridgeland county, Jasper, SC to compare maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For deeper insights on qualification necessity like income, reserves, and credit checks, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $485,300 | $621,250 | $750,950 | $933,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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